KEY FEATURES OF OUR STRATEGIES

1. We use a diversified, multi-manager approach.
We use multiple investment styles, run by several different money management firms. Over the years, we have identified many different Hybrid and cycle sectors and several concentrated managers.  We endeavor to keep searching for more.

2. We aim for low market correlation.
That is, we try to generate long-term returns that are largely independent of what happens in the stock and bond markets.  This is most evident in the Hybrid Strategy, but applies to Concentrated Equity and Cycle as well.

3. We employ alternative strategies to classic stock or bond portfolios.
We use styles that tend to have either a hedging mechanism in place and/or have not historically moved in tandem with the broad stock or bond indexes.

"We offer a spectrum of strategies that is flexible and forward-looking, not simply based on what happened in the past. A rearview mirror is helpful to have in a car, but you should not base your entire approach to driving based on it. Looking ahead is the more important factor in driving; so too is it in portfolio management. When we drive your portfolio strategy, we use thissame philosophy. As the saying goes, 'history doesn't repeat but it rhymes.' To us, that means be mindful of past lessons, but don't get addicted to them."

Rob Isbitts, Chief Investment Officer
Emerald Asset Advisors